These terms and conditions ("Terms") govern the loan services provided by KFS FinCorp ("KVFS") in partnership with our lending partners for personal loans, business loans, housing loans, and loans against property. By applying for or availing of any loan services through KVFS, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our loan services.
a). You must meet the eligibility criteria specified by our lending partners to avail of their loan products. These criteria may include factors such as age, income, credit history, and other relevant parameters.
a). You agree to provide accurate, current, and complete information during the loan application process. Any false or misleading information may result in the rejection of your loan application
b). By submitting a loan application through KVFS, you authorize us to share your information with our lending partners for the purpose of processing your loan application.
a). Loan approval and disbursement are subject to the sole discretion of our lending partners. KVFS does not guarantee loan approval or disbursement.
b).Our lending partners may require additional documentation or verification before approving and disbursing the loan.
a). The terms and conditions of the loan, including but not limited to interest rates, repayment tenure, and fees, are determined by our lending partners. You agree to abide by these terms and conditions upon availing of the loan.
a). You are responsible for repaying the loan amount and any associated fees and charges as per the repayment schedule provided by our lending partners.
b). Failure to repay the loan on time may result in penalties, late fees, and adverse effects on your credit score.
a). Your personal and financial information provided during the loan application process will be handled in accordance with our Privacy Policy and may be shared with our lending partners for the purpose of processing your loan application.
a). KVFS acts solely as a facilitator in connecting borrowers with our lending partners. We do not warrant the accuracy, reliability, or suitability of the loan products offered by our lending partners.
a). In no event shall KVFS be liable to you or any third party for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our loan services.
a). These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without giving effect to any principles of conflicts of law.
a). KVFS reserves the right to modify or update these Terms at any time without prior notice. Your continued use of our loan services after any such changes constitutes your acceptance of the modified Terms.
a). If you have any questions or concerns about these Terms or our loan services, please contact us at
By applying for or availing of any loan services through KFS FinCorp, you acknowledge that you have read, understood, and agree to be bound by these Terms and any updates or modifications thereof.