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Personal Loan Eligibility Criteria

At KFS FinCorp, we understand that each individual's financial situation is unique. To ensure that you can access our personal loan offerings, we have established the following eligibility criteria:

  • 1. Age:

    You must be at least 21 years old at the time of loan application. The maximum age limit may vary depending on the specific loan product and terms.

  • 2. Income:

    You should have a stable source of income to demonstrate your ability to repay the loan. Minimum income requirements may apply, and proof of income, such as salary slips or bank statements, may be required.

  • 3. Employment Status:

    Depending on the loan product, you may need to be employed in a permanent or stable job for a specified period. Self-employed individuals may also be eligible, subject to meeting certain criteria.

  • 4. Credit History:

    A good credit history is generally preferred, although individuals with a less-than-perfect credit score may still be considered for a personal loan. Our eligibility assessment takes into account various factors, including your creditworthiness and repayment capacity.

  • 5. Residential Status:

    You should be a resident of the country where the loan is being offered, with valid proof of address.

  • 6. Documentation:

    You will be required to provide necessary documentation, such as identification proof, address proof, income documents, and any other documents as specified by KFS FinCorp.

  • 7. Other Factors

    Additional factors, such as existing financial obligations, debt-to-income ratio, and overall financial stability, may also be considered during the eligibility assessment process.

How to Check Eligibility

To determine your eligibility for a personal loan from KFS FinCorp, you can:

  • Visit our website and use our online eligibility calculator.

  • Contact our customer service team for personalized assistance and guidance.

  • • Visit our nearest branch to speak with our loan officers and discuss your eligibility requirements in detail.

At KFS FinCorp, we are committed to making the loan application process smooth and hassle-free. Our team is here to assist you at every step and help you secure the financing you need to fulfill your personal goals and aspirations.